Compensation Law for Workers
Workers’ compensation is an insurance that most employers are required to provide. This is used if the company needs to contribute to medical or daily expenses of workers who are injured on the job. If you are injured at work, your employer will either accept or deny your claim depending on the circumstances.
The concept is straightforward but getting a claim compensated is not easy. There are lawyers ready to defend those whom you are working for. They may point to loopholes such as not reporting to proper authorities or not obtaining medical reports, resulting in you not getting the full compensation that you deserve.
Tips to Get your Compensation in Full
- Provide Exact Documentation of what Happened
Most injuries that happen at work are covered by compensation. However, for you to prove that an accident happened while you are doing the job that you are supposed to do you need to put it in writing and the documentation should be backed by witnesses.
Injuries should occur during work hours and you should still be employed with the company. You should talk to a lawyer as soon as possible to find out all you need to know about the compensation that you should get.
- See a Doctor Immediately
When you have a job related back injury, it is important to seek medical treatment as soon as possible. You need to check with a doctor, get x-rays, examinations, and check-ups. Keep all the medical records afterward. Keep copies of x-ray scans, bills, and photographs of your visits. If disputes happen, you will need these pieces of evidence.
- Notify your Immediate Supervisor
You have to let your supervisor, manager, or employer know that you were injured. If your co-workers saw what happened, get their statements. You need to notify your employer about what happened immediately. Do not wait long as this might be taken against you. If you are on a satellite company, contact the headquarters immediately. Also, let your family know what happened so that they can relay it to the main office if needed.
When Filing Claims
- Get all Necessary Files and Paperwork
Your company will ask about forms, paperwork, and files regarding the accident. Supply them with all they need immediately. Make sure that you have copies of the documents that you have submitted as the employer may withhold this without your consent. Fill the forms with accurate information, the time and date when the accident happened and the nature of how it occurred.
- File the Claim As Soon as Possible
There’s no reason why you need to delay a claim. Some states will require a statutory period for filing. With the federal courts, you need to file the injury before three years. However, in Oklahoma, you will only be given 30 days.
What to Do in Cases there are Denials
- Get an Attorney
There are times when claims are denied. In this case, you can appeal the process. Make your case as strong as possible. Get the right attorney that will help you navigate the process. Supply your attorney with all information about the appeal.